When looking to purchase a home, the majority of Buyers will require financing. There are plenty of lenders out there that offer a variety of loan programs in order to secure financing, ranging from FHA First time home buyer loans to Conventional 5% down loans, to no money down VA loans available to military members. If needed, I can recommend a handful of quality lenders that can get you the best rate possible but most importantly being able to close on it smoothly. This is so huge, all the pressure is put on the buyer’s lender, and delays can put immense stress on everyone. When applying for a loan, lenders look at what I call “The Big Four”, that is; Income, Assets, Credit Score, & Ability to Repay. They will calculate your Debt-to income ratio, and depending your DTI percentage, that will determine what loan program you qualify for. For more information call me and I would be glad to answer any questions you may have.